Give Yourself A Raise

Would you say yes to a raise if your boss offered you a raise?  Everyone I’ve spoken with throughout my life would say yes if they were asked. Of course there will be some people who will say no but, I have not found them. Why would anyone want a raise?  Speaking for myself a raise would give me more choices. Depending on the amount of increased cash flow would determine choices that can be made.

You are the boss of you; so ask yourself “Do you want a raise?”  If you can answer yes keep reading. A raise is basically money that you get with little or no lifestyle change. A raise gives you more free cash if you keep your spending the same. A raise is thought of as an increase of income. What if you decrease your spending with no increase of income? This has the same effect with more free cash.

I have heard people say then “I have to live like a monk and cut out all the fun stuff when I cut my spending.” The only question that should be asked then is How do I decrease my spending without changing my lifestyle? If you can answer this question then you can give yourself a raise.

hand_box

Continue reading

Lighting with a Match

Matching is a concept of taking something and adding a complementary item and making it greater exponentially. Coupon stacking is an example of this. You can have a need to buy an item like spaghetti on your shopping list. If you have a coupon the money saved is a match for the value of the coupon. If the spaghetti is a two for one special you get a 50% match. When both matches are combined your match is increased by the stacking method.

Streichholz

Continue reading

Money – The Time Tool

The saying “Time is Money” is in my eyes not correct. It implies money is more valuable than time. If this is reversed “Money Is Time” this would imply to reverse. Time is finite on a personal level. You can’t get more time but, you can leverage the time you have with money to make the time you have more valuable.

Strawberries_for_sale

Continue reading

Echoes From The Past

Why History is important? Does it matter what happened previously? Can something thousands of years ago be relevant and useful in today’s world? Does the ideas on finances used thousands of years ago apply in the present time or in the future. Many things have changed over the years; people have went from bartering to using money and now virtual currencies. (Credit cards, debit cards, bitcoins, etc.)

John_Chrysostom_LouvreJohn Chrysostom – Louvre

 

Continue reading